My husband and I recently bought a home. It took us a whole year to do it. We had the perfect agent who stuck with us through thick and thin. Even when we took a six month break (in order to get our credit strategies together) she was right there for us.
First of all, you should know your own credit scores. Do not let multiple credit folks keep pulling your scores. This will be a disaster in the long run!
Then I found out that it is best to get a pre-approval letter so that once you get it, all you have to do is to go and find your house.
You will search , and search, and then your husband will find his dream home. But guess what; you hate it, or you hate the location.So either you have to compromise or you have to keep looking.
Then it comes time to close. The seller don't want to help you with the closing costs, but they want to sell the house because it has been on the market for eight months.
In summary, I just want to say buying a home can be easy or it can be hard; depending on what the market is like at the time. You have to also beware of unsavory lenders who will tell you anything to get you to buy the house because they are working on commission. It is alot to read but you must read the contract thoroughly.
Good luck!
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